Privacy-first personal finance app for Indian users. Extracts transactions from bank SMS and PDF statements using an LLM pipeline that runs entirely on-device via Ollama — no statement data ever leaves the machine, and every field is AES-256-GCM encrypted with per-user keys underneath.
- Core ledger
- AI-parsed SMS & PDF statements, reason-grouped review queue with bulk confirm/reject, merchant-alias learning, self-improving categorisation, free-form tags, per-category budgets with rollover and 80%/100% over-budget alerts.
- Automatic capture
- iOS Shortcut drops bank SMS straight into the on-device pipeline — no Apple API, nothing over the network. IMAP inbox polling extracts statement PDFs and unlocks password-protected ones from data already on file.
- Insight & recurring
- Deterministic recurring-transaction detection with next-charge prediction, cashflow trend and net-position tiles, credit-card fee-waiver progress, rewards summary, MoM category deltas.
- India-specific
- IFSC-based bank identification, UPI PSP recognition, ISO 18245 MCC mapping, India-only categories (Jewellery/Gold, Government, Religion/Charity), statement balance reconciliation to the rupee.